Smart Rent vs Buy Decisions Made Simple
This calculator compares renting vs buying, including monthly payments, total cost, equity growth, and a friendly explanation of your results.
Rent vs Buy Calculator
Enter your numbers below. We'll calculate everything and show a clear graph.
📈 Total Rent vs Total Buying Cost Over Time
🔍 How to Understand Your Results
Total Rent Paid: How much rent you’ll pay with increases each year.
Total Buying Cost: All homeownership costs: mortgage, taxes, HOA, and maintenance.
Home Equity: The value you actually own after paying down the mortgage and appreciation.
Investment Value: How much your down payment grows if invested instead of buying.
Monthly Cashflow: What renting vs buying costs each month.
The Chart: A clear snapshot of how renting vs buying adds up over time.